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I have read several complaints about Westlake Finance. I work for a Car Dealer and arrange many loans with Westlake and find they are Great to deal with. If you really think about it, Westlake Finance is one of the few companies around that is willing to give customers a second, third or fourth chance". In the most recent financial climate, there are not many lenders that will give customer's a second chance after they have a bankruptcy, 1 or more repo's, no prior credit, or no good credit in their credit report/. Many people who finance with Westlake are customers looking for a second chance and should be thankful that there was someone that would help them?. I will assure you that as long as you make your payments when they are due, you will probably never hear from them and if you have a problem, I only hope you would communicate it to them". Unfortunately, the people that complain are the customers that still haven't learned to make their payments on time and don't contact Westlake before their payment is due'. If you make your payments to Westlake on time, they are an excellent reference and they report to the credit bureau's|. They also offer better rates after you are able to improve your credit rating!. If you have a complaint, I am sure there is a reason! JUST GROW UP! PAY YOUR BILLS ON TIME! BE THANKFUL THEY WERE THERE TO HELP! If you don't pay on time, your phone is probably disconnected and they will call you references to track you down and they will take your car when they are able to find it, but of course, that shouldn't be a surprise! You probably already had another lender take your old car and that's why you had to finance at Westlake in the first place!I feel I had to say something positive! Give Westlake and other lenders a break! They allowed you to purchase a car so you could go to work and earn a living, so don't complain, just pay them as you agreed to in your contract and everyone will be happy!
Marty S:.
Baltimore, Md. 1282fa8
 Comments (11) |
| 1. Written by martyvem on October 12, 2011 from norfolk, virginia, US Leah, I really didn't understand your situation. Most car dealers assign the finance contract to a lending institution after the customer purchases a vehicle and finances the vehicle with the lender. Did you buy a $500 car? I didn't understand how Westlake only financed $500, that really didn't sound right. Marty |
2. Written by Leah on October 8, 2011 from issaquah, washington, US I didn't get a loan from Westlake. My car company sold my contract to them because they would have gone under. So, what does Westlake do, they add interest on my contract that already had interest on it. I should have a balance $500 dollars or so less than what it is. I keep getting the run around. Frankly, Westlake is a very crummy company to work with. As soon as my contact is paid off, I will never go through them again. This has been one of the worst financial experiences of my life!!!!!!! |
| 3. Written by martyvem on April 24, 2011 from baltimore, maryland, US Jason62, I have been a car salesman for almost 35 years and have an excellent reputation, that's why customers keep coming back to me. It's not the car salesman that are the problem, it's the customers that keep trying to get something for nothing. Since you have something to say, you must be one of them. If you need assistance in getting a car, try being up front about your situation and the salesman should be able to help. Getting your credit re-established after you have a problem isn't difficult, just buy what you can afford and you;ll be fine. It's the people that after they have problems try to buy a real expensive car, and find they can;t afford it. Just be honest and you will find someone that can help you. Marty S |
| 4. Written by Jason62 on April 24, 2011 from -, -, US Lol, and who trusts a car salesman?? |
| 5. Written by martyvem on January 20, 2011 from norfolk, virginia, US Andy, It's hard to believe in this day and age that you didn't know that you are just as responsible for the loan as the person you signed for and the only reason W/L would call you is to collect. Don't complain about them, you should have been smart enough not to sign for a dead beat! The only reason he needed a co-signer with W/L is because his credit was already bad, of course, if your credit was better, why would you sign a W/L contract which probable has a 24%-29% rate. It's obvious that you need to be better educated so you can understand what you sign and you would have realized that you were as responsible for the loan as the credit criminal you signed for. You should think twice about complaining about W/L because when this car gets repo'd, they might be the only lender for you when you want to get a car for yourself! Maybe you will think before you agree to cosign for somebody else! It's hard to believe in this day and age that you didn't know that you are just as responsible for the loan as the person you signed for and the only reason W/L would call you is to collect. Don't complain about them, you should have been smart enough not to sign for a dead beat! The only reason he needed a co-signer with W/L is because his credit was already bad, of course, if your credit was better, why would you sign a W/L contract which probable has a 24%-29% rate. It's obvious that you need to be better educated so you can understand what you sign and you would have realized that you were as responsible for the loan as the credit criminal you signed for. You should think twice about complaining about W/L because when this car gets repo'd, they might be the only lender for you when you want to get a car for yourself! Maybe you will think before you agree to cosign for somebody else!  |
| 6. Written by troy to andy on January 20, 2011 from -, -, US lol ur the *** andy a co signer is just as esponsible for the loan as the primary!!! if the primaries misses their pymt your credit will go down just as much as theirs you retard. its plain to see that you are so *** and idiotic not to mention bigoted that you were dumb enough to not know what you were signing. why dont you go back to school you retard and learn the facts of life. dont get yourself into something you wont have control of. people like you is whats wrong with this country i pray that you dont have children cause god knows you will probably say that they are not technically yours... your just the co signer you dumbass!!! |
| 7. Written by Andy on November 3, 2010 from stevensville, maryland, US Westlake is very unprofessional. I never had a repo and i pay all my bills on time. Westlake seems to only hire the uneducated many times i have called to make a payment on time i always got the same guy...seriously a mexican named leroy. Not only was leroy hard at hearing he had a slow stutter. If that wasnt annoying enough he and some lady he claimed from the repo office got real gangster on the phone with me because he thought i was the onle late on the payments when im just a co signer. so imagine hearing a retarded southern bell and a mexican named leroy with a slow *** stutter talking trash it was funny but annoying. I tried explanin to them im the co signer and i will contact the buyer to let them know. They just went all joh gotti on me saying things like "yeah we gonna get you" your back *** gonna be on the bus..."your full of *** and a liar" "you should be under the ground you walk on" I never been so disrespected by a retard and a person with a bad speech impediment before in my life.....if you guys teach your employees to talk trash and give verbal threats at least make sure the employees you hire dont have a severly slow stutter and make sure the women dont sound like they have a mouth full of spit begging to be swallowed |
| 8. Written by westlake dealer on October 22, 2010 from millington, tennessee, US NOT ALL PEOPLE ARE RIGHT AND SOME OF YOU BEWARE OF SUB PRIME COMPANY BECAUSE THEY ARE HERE NOT TO HELP YOU THEY MAKE LOTS OF MONEY FROM GOOD FOLKS HAVING HARD TIMES ITS ALL ABOUT MONEY SO.... BIT ME !! |
| 9. Written by martyvem on August 20, 2010 from norfolk, virginia, US If Wells Fargo is so great, why didn't you get the money from them? I'll tell you WHY ---THEY SAID NO WAY! I have been doing Auto Finance for over 30 years and use to people like you, always complaining. Just pay your phone bill, maybe your phone company will drive you to work! Don't blame the car salesman or Westlake, they helped you get a second chance, you should have purchased something you could afford! Just ask yourself who is going to finance your next car? At least then, you can complain about your shoes with holes! |
| 10. Written by stagar66 on August 19, 2010 from tampa, florida, US you are correct car sales guy you get your money cause they finance the people like me(my nice car salesman was out of business before the warranty. so beware people carlots that deal with westlake probably are as non caring ,give me the money ,we did you a favor! late on payments by almost a year(2nd yr on a 4 yr)loan late 25 days send 69.00 by 6:00 tonight (yes working w/me ) i don't have it full payment for the mth in two days. tow truck comp. calling yeah i paid the daRN PHONE BILL INSTEAD OF WL CALLED WELLSFARGO THEY HAD PRETTY MUCHJ APPROVED REFINANCE. 155.00 A MTH VS. 2.77 . WESTLAKE SAID THEY COULD STILL REPO THE CAR APP DENIED. CALL WESTLAKE TO TRY TO FIND OUT WHY THEY WOULD TAKE THE REFINANCE BE PAID OFF AND LET ME DEAL WITH A REAL FINANCE CO.(BY THE WAY ,WELLSFARGO HAS BEEN AROUND LONGER THAN CAlifornia. let alone los angelos obviously an extension of mexico going by the wl reps i've dealt with please people if you run in to second chance bob the car sales guy. and fall intro hard times again. call wellsfargo. PLS TELL TINA GARY FROM ST. PETE, FL. SAID HI AND TY.SHE IS VERY PLEASANT AQND WORKED HARD FOR BUT TO SUCCEED TO WEST LAKE |
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